《Financial Technology：Case Studies in Fintech Innovation》作者：Niels Pedersen【PDF】

Leona沙地花

Your Passport to the Fintech Revolution

This cutting-edge book takes you behind the scenes of 25+ disruptive fintech innovations through real-world case studies from:

🔥 Hot Fintech Sectors Covered:
• Digital Banking (Revolut, Nubank)
• Blockchain/Crypto (Coinbase, DeFi protocols)
• AI-Powered Investing (Betterment, Wealthfront)
• Payment Innovations (Alipay, M-Pesa)
• InsurTech (Lemonade, ZhongAn)

💡 Unique Learning Approach:
✔ "Innovation Blueprints" - Breakdown of each company's business model
✔ "Regulation Radar" - How different markets handle fintech compliance
✔ "Failure Autopsies" - Why some promising fintechs crashed

Why Tech & Finance Professionals Love This Book:
✓ Global Perspective - Cases from 15+ countries including China's fintech explosion
✓ Future-Focused - Covers Web3, CBDCs, and embedded finance trends
✓ Career Builder - Includes fintech job hunting strategies and skills matrices


金融科技创新的全景地图
通过25+真实案例，本书深度解析全球金融科技的颠覆性创新：

🌐 涵盖热门领域:
• 数字银行(Revolut, 巴西Nubank)
• 区块链/加密货币(Coinbase, 去中心化金融)
• 智能投顾(Betterment, Wealthfront)
• 支付革命(支付宝, 肯尼亚M-Pesa)
• 保险科技(Lemonade, 众安保险)

📚 独特学习框架:
✔ "创新蓝图" - 逐层拆解商业模式
✔ "监管图谱" - 各国合规应对策略
✔ "失败解剖" - 明星项目陨落原因

三大核心价值:
✓ 横跨东西方 - 特别解析中国金融科技爆发
✓ 预见未来 - 涵盖央行数字货币、Web3等趋势
✓ 职业赋能 - 附金融科技人才能力矩阵


Author Profile 作者简介

Niels Pedersen ：
Fintech Director at Cambridge Centre for Alternative Finance
Former HSBC Digital Innovation Lead
Regular contributor to World Economic Forum fintech reports


尼尔斯·佩德森：
剑桥大学另类金融中心金融科技总监
前汇丰银行数字创新负责人
世界经济论坛金融科技报告特约专家


Perfect For 适合读者
• Fintech startup founders validating ideas
• Bankers transitioning to digital finance
• CS students exploring fintech careers
• Regulators understanding innovation risks
• 金融科技创业者验证商业模式
• 传统金融人转型数字金融
• 计算机专业学生探索Fintech职业
• 监管机构研究创新风险

Pro Tip:
书中"Fintech Innovation Canvas"工具可评估项目可行性：
技术成熟度 × 监管容忍度 × 用户痛点强度

破碎信仰

区块链/加密货币这种技术只有政府发行的才有权威，任何一个国家政府不可能放弃铸币权